Key Replacement

Today’s smart keys, transponders, and key fobs can be expensive to replace, often costing hundreds of dollars. ARC’s key replacement plan eliminates the stress of unexpected replacement costs by covering:

• • Lost or Stolen Keys – If a customer’s key is lost or stolen, our key warranty provides a fast and hassle-free replacement.
  • Damaged or Broken Keys – Covers keys that break, malfunction, or become unusable due to normal wear and tear.
  • Key Fob Coverage – Includes replacement for electronic key fobs, remote entry devices, and transponder keys.
  • Quick & Seamless Replacement Service – Ensures that customers receive a new key without the high out-of-pocket cost.

By offering key replacement protection coverage, dealerships provide a convenient, high-value solution that keeps customers worry-free in the event of key-related issues.

Losing a key isn’t just an inconvenience, it can leave customers stranded or unable to access their vehicle. ARC’s key replacement plan includes additional benefits to ensure a stress-free experience:

• • 24/7 Emergency Assistance – Customers receive on-demand support to quickly replace their lost or damaged key.
  • Towing Reimbursement – If a key loss leaves a customer unable to access or start their vehicle, towing costs are covered up to a specified limit.
  • Rental Car Coverage – If a vehicle remains inaccessible for an extended period due to key loss, ARC’s key replacement plan provides rental car reimbursement for temporary transportation.
  • Key Programming & Locksmith Assistance – Covers the cost of reprogramming smart keys and hiring professional locksmith services if needed.

With these additional benefits, ARC ensures that customers experience minimal disruption and maximum convenience when dealing with lost or stolen keys.

ARC’s key replacement program provides dealerships with a valuable F&I offering, enhancing both customer satisfaction and dealership profitability.

• • Comprehensive Key & Fob Coverage – Protects against loss, theft, and accidental damage avoiding costly key replacements.
  • Increased Customer Retention – Keeps customers engaged with the dealership for service and future vehicle purchases.
  • Seamless Claims Processing – Ensures fast, hassle-free repla cements with no deductibles.
  • Customizable Coverage Options – Allows dealerships to tailor protection plans to their customers’ needs.
  • Profitable F&I Addition – A high-value, low-cost add-on that enhances dealership revenue while providing customers with real peace of mind.

ARC offers a wide variety of F&I warranty products that include Roadside Assistance, GAP Coverage, Theft Protection, and Appearance Protection plans.  Contact ARC today at 816-839-5040 and see how we can help drive your dealerships F&I production.

ARC provides dealerships with more than protection products—we deliver insight, education, and strategic support that help teams operate with greater clarity and confidence. The resources below connect dealers to ARC-created blogs, articles, case studies, and practical guidance designed to address the day-to-day realities of F&I performance and dealership operations.

Beyond warranties and reinsurance, ARC partners with dealerships through F&I training and consulting, structured 20 Group collaboration, and participation in industry events and educational forums. Together, these offerings reinforce ARC’s role as a long-term partner, helping dealerships strengthen execution, align teams, and drive sustainable growth.

• • Articles 

  • Blogs

  • FAQ's

  • Case Studies, Podcasts & Interviews

  • F&I Training and Consulting

  • Upcoming Training Events 

  • Dealer Forms & Documents