Reinsurance Solutions

In our dealer reinsurance programs, you own your own insurance company, commonly referred to as a Producer Owned Reinsurance Company (PORC) or Producer Affiliated Reinsurance Company (PARC). These reinsurance programs let you retain 100% of the underwriting profits and investment income from products like service agreement contracts, GAP coverage plans, and other aftermarket protection. Withdraw profits monthly or build long-term wealth. ARC handles the complex compliance, tax filings, and admin work while you enjoy the rewards.

If you’d rather avoid forming a company, our retro participation model lets you share in the profits without owning the risk. These plans are ideal for dealers who want to tap into vehicle reinsurance programs without added complexity. You receive a percentage of the underwriting profits, up to 80%, while ARC handles the reserves and performance metrics.

We offer a comprehensive menu of dealer reinsurance plans designed to meet different needs.  Each solution is backed by years of hands-on experience, deep dealer insight, and a commitment to long-term profitability. 

ARC Nation Reinsurance Programs: 

• • A) Retro Participation
  • B) CFC
  • C) Super CFC
  • D) DOWC
  • E) NCFC

At ARC, we understand that stepping into auto dealer reinsurance can feel overwhelming. You're not alone!  Here are the top 10 concerns we hear from dealers just like you when it comes to reinsurance and how ARC addresses them:

• • Concern: “This isn’t our mainstream business.”
    • ARC's Solution:  Reinsurance is what we specialize in.  It's an incredible way to reduce risk, gain control over F&I products and generate wealth.  

• • Concern: “Our team struggles to stay focused on F&I opportunities." 
    • ARC's Solution:  We understand dealerships inside and out and have special dealer programs to teach, train, and grow together.   

• • Concern: “Our staff lacks the confidence and skills to engage profitably.”  
    • ARC's Solution: We've worked with dealers nationwide for years and have decades of F&I experience that we teach to our customers.  
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  • Concern: “Our F&I tech is outdated.” 
    • ARC's Solution:  This is our specialty! Our reporting is clean, clear, and regular.  Our systems and tech are next-gen. 

• • Concern: “Getting sales managers on board is a challenge.” 
    • ARC's Solution:  We handle the heavy lifting for you.  Sales Managers won't have to.  Our reporting is clean, clear, and regular. 
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  • Concern: “We don’t have a dedicated F&I team.” 
    • ARC's Solution: We've worked with dealers nationwide for years to help the grow and handle a lot of the set up for you.   
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  • Concern: “We tried reinsurance before but our provider dropped the ball.” 
    • ARC's Solution: We're with you for the long haul, no disappearing acts. 
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  • Concern: “We don’t know how to motivate our team to sell more products.”
    • ARC Solution:  Not only will we train and motivate your team, we offer proven incentive programs to help boost sales.  
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  • Concern: “We like control, but this seems overly complex.” 
    • ARC's Solution:  We provide smart, effective training programs and handle compliance, tax filings, and admin work for you.  
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  • Concern: “Is it really worth it financially?” 
    • ARC's Solution: Our dealers stay with us because the ROI is undeniable!