At ARC, automotive reinsurance is not a side offering, it’s a core focus of business. Specializing in implementing and supporting reinsurance solutions for the automotive, camper/RV, and powersports industries, ARC helps dealerships and lenders build long-term wealth, reduce risk, and gain greater control over F&I product profitability.
Whether a dealer is evaluating reinsurance for the first time or reassessing an existing structure, ARC provides tailored solutions based on operational reality, not assumptions. Our approach ensures reinsurance aligns with dealership goals, performance, and long-term strategy.
Dealers typically partner with ARC through one of two proven reinsurance strategies. Some establish producer-owned or producer-affiliated reinsurance companies, allowing them to retain underwriting profit and apply disciplined tax planning. Others participate in underwriting results through retrospective agreements, earning income without assuming direct underwriting risk.
ARC’s dealer reinsurance programs are built to perform, supported by modern technology, a streamlined processes, and decades of experience working alongside dealers nationwide. Our goal is simple: help dealers turn F&I products into a disciplined, high-performing profit center without disruption to day-to-day operations.
